feat(escrow): marketplace escrow workflows with milestones - #990
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github-actions[bot] merged 2 commits intoSep 28, 2026
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…17#915) Adds held-funds order escrow for marketplaces: funding, shipping and delivery tracking, a buyer inspection window that auto-releases to the seller, milestone-based partial releases, commission-aware payout splitting, buyer-protection disputes resolved to buyer/seller/split, refunds, and per-marketplace settlement reporting. 🤖 Generated with Codebuff Co-Authored-By: Codebuff <noreply@codebuff.com>
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Summary
Closes #915.
Adds escrow payment workflows for marketplaces: the marketplace holds the buyer's funds until delivery is confirmed, then settles the order by paying the seller and taking a platform commission.
What changed
backend/src/services/marketplace-escrow.ts—MarketplaceEscrowServicecovering thecreated → funded → shipped → delivered → releasedlifecycle, a buyer inspection window with auto-release, milestone-based partial releases, commission-aware payout splitting, buyer-protection disputes (buyer/seller/split), refunds, cancellation, and an event audit trail.backend/src/routes/marketplace-escrow.ts— REST API mounted at/api/v1/marketplace-escrow.backend/src/index.ts— router registration.docs/MARKETPLACE_ESCROW.md— feature documentation.Behaviour notes
releasedonce every milestone is out (partially_releasedin between).inspectionPeriodMs(default 7 days).amount - platformFee; a split dispute refundsbuyerPercentof the distributable amount and pays the rest to the seller.Tests
backend/src/services/__tests__/marketplace-escrow.test.ts— 30 tests covering creation/validation, the full lifecycle, state-machine guards, auto-release timing, milestones, disputes (all resolutions), refunds/cancellation, and settlement reporting. All passing; typecheck and lint clean for the new files.Verification