Analysis code for a nationwide out-of-time test of Earth observation for agricultural default forecasting — detecting silent modality collapse, measuring fusion gains, and bounding what areal data can explain. 1,496,721 Thai rice borrowers.
r reproducible-research thailand remote-sensing xgboost google-earth-engine earth-observation keras-tensorflow credit-risk spatial-aggregation multimodal-fusion default-prediction agricultural-finance modality-collapse out-of-time-validation
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Updated
Sep 19, 2026 - R